4506-T Direct
Income Verification Solution
Our 4506-T Direct service offers a simple, reliable way to validate applicant information – and the fastest turnaround times in the industry! 4506-T Direct provides an easy-to-read report with an actual IRS transcript that includes all schedules.
Product Highlights
- Identifies false or inaccurate tax information
- Searches up to four years of IRS-verified data on the borrower(s)
- Calculates a comparison between the borrower-supplied 1040 data and IRS data
- Automated, real-time updates on order status
- Fastest delivery in the industry!
While other income verification tools merely list the borrower’s adjusted gross income, 4506-T Direct lists eighteen totals from the 1040, including wages, business income or loss, other income and adjusted gross income. The report also calls attention to discrepancies between your borrower-supplied data and the IRS-verified information by identifying suspect data.