Anthem Report
Collect, Assess and Verify Non-traditional Credit Information
The Anthem Report offers the most cost-effective mortgage credit reporting solution for consumers with little or no credit history. This powerful reporting tool delivers accurate, verified non-traditional credit data – along with a unique score – in an easy-to-use format that allows you to qualify and write more loans.
Product Highlights
- Accepted wherever alternative credit data is honored
- Delivers a 100% hit rate for “thin” or “no file” applicants
- Completed in 24-48 hours
- Make lending decisions faster and more consistently across all consumer files
- Protects originator and investor from fraudulent credit claims
Capture a broader credit history
The Anthem Report uses available credit data from our Instant Merge credit report as a baseline, then supplements it with non-traditional credit data.
Serve a broader market
Serve more homebuyers in a simple and compliant way, while meeting or exceeding lender loan requirements.
Industry Experts
Rely on knowledgeable, trusted processors for collecting and verifying non-traditional credit data, so you can focus on expanding your market and growing your business.