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Instant Merge SoftTouch

Soft Inquiry Credit Reporting Solution for Credit Counselors

CoreLogic Credco is the exclusive provider of Instant Merge SoftTouch, a 100% contractually compliant soft inquiry report approved by all three national credit bureaus. A soft inquiry to the consumer credit file eliminates a negative credit score impact on credit files during the counseling process.

Product Highlights

  • Doesn’t leave a negative impact on credit profiles
  • Details demographics, current and historical tradeline details, and public records and inquiries
  • FICO® scores, bankruptcy, credit and risk scores, and identity verification products also available.

Accurate and Balanced Data

Instant Merge SoftTouch allows you to get an accurate and balanced representation of your consumer’s credit history. Only the most up-to-date tradeline information appears on the report, giving you a more complete picture of your client’s credit history.

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