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Merge Plus

Enhanced Decode Directory

Delivers relevant creditor information

Enhanced Decode Directory (EDD) provides a summary of each creditor's contact information directly on your credit report. The directory is an add-on product to the Instant Merge report and streamlines and simplifies the decode process. Decoded information includes the contact's name, address, and telephone number*.

*if available

Product Highlights

  • Summary of each creditor's and court's contact information directly on credit report
  • Automatically eliminates duplicate contacts on all credit items, public records, or inquiries
  • Customizable format and display options that automatically meet your business requirements

Customizable format

  • Option One: Allows to you place contact information with each tradeline, public record, or inquiry
  • Option Two: Offers a "cross-reference" option where a decode number is placed next to each tradeline, public record, or inquiry and corresponds with the appropriate contact information listed in a designated section

Configure display options

  • All tradelines
  • All tradelines plus public records and/or inquiries
  • Only tradelines with derogatory information

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