Credit Score Disclosures
Consumer Notification Compliance Solutions
We make it easy to comply with federally mandated consumer notifications. Our Credit Score Disclosure (CSD) and Notice to Home Loan Applicant are Fair and Accurate Credit Transaction (FACT) Act compliant, and can be automatically generated and delivered with every Instant Merge report or mailed directly to the consumer.
- Automatically generate notifications with every Instant Merge report
- CSD fulfillment options available – electronic and mail
- Modified CSD available with Risk-Based Pricing compliant data
- Custom disclosure messaging available
- Daily and flexible fulfillment turnaround times
We provide a CSD to consumers in connection with an application for a home loan. It discloses the credit score that the lender used in connection with the loan process, and the key factors affecting the credit score. Custom disclosures are also available to meet your business needs.
We offer a modified CSD solution that automatically includes the consumer data needed to help you comply with the Risk-Based Pricing regulation.
A Notice to Home Loan Applicants is also provided to explain what the CSD is and why the consumer is getting it.
We offer a turnkey fulfillment and mailing solution that automatically generates and mails a CSD and Notice to Home Loan Applicant to your consumers with each Instant Merge report ordered.