Verification of Military Status (VOMS)
Portfolio Management for Active Duty Borrowers
Our Verification of Military Status (VOMS) enables you to more easily comply with the Servicemembers Civil Relief Act of 2003 (SCRA), which bans foreclosures when borrowers are on active duty and up to one year after they return from duty. VOMS lets you accurately determine the military status of all borrowers protected under SCRA, and maintain SCRA compliance – quickly and reliably.
We will conduct consumer searches directly via the U.S. Department of Defense to check and verify the following SCRA-required data:
- Active Duty Status
- Future Call Up Active Duty Notification
- Historical Searches (back to 1985)
- Date of Discharge (if applicable)
Customers enjoy a secure, fast, and convenient method to verify entire loan portfolios. VOMS is designed to handle large batch orders via Secure File Transfer (SFTP), with results delivered in an easy-to-read electronic reporting format suitable for importing as needed.